Demand-oriented architecture

New construction, renovation, space optimization — feasibility studies and strategy workshops show how banks can set out into the future

Omnichannel banking at VB Next | Bank planning by bkp InnenarchitektenOmnichannel banking at VB Next | Bank planning by bkp Innenarchitekten

banking planning

Autor(ren)

Heiner Kolde

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CEO & Founder

Heiner Kolde

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CEO & Founder

Lesezeit

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min.

Architects for banks: translating corporate goals into architecture

Banks are currently facing new challenges: Mergers are changing the requirements for premises; home office concepts are influencing the use of existing space. The role of architects in the banking sector is therefore all the more important. At bkp, experts in banking architecture, every change is seen as an opportunity. A thorough inventory analysis and feasibility studies are the key to optimising the (re) use of existing land. In close cooperation with banks, bkp's strategic advisors develop tailor-made solutions for this purpose. It examines how the architecture can support the specific goals and challenges of the respective financial institution. This includes questions such as: How do you get employees back to the office voluntarily? How can existing space be used efficiently and flexibly? What role do customer halls still play, if any? The result is a future-oriented concept for a cost-effective and space-efficient banking architecture that is fit for the dynamic developments of the future.

Übersicht

What do banks of the future look like?

The modernization of bank buildings — whether through the conversion of existing structures or through innovative new buildings — is more than just a question of aesthetics or digitization. It supports corporate goals, reflects the values and image of a bank, influences the perception of customers, business partners and employees, and thus lays the foundation for a successful future.

Flexible use of space

The goal-supporting functionality of the bank building plays a major role. The banking architecture per se should therefore provide fundamental flexibility that makes individual areas usable in various ways. This can include private use, for example, if space is to be available at short notice for larger events, or even third-party letting if space is not needed in the longer term. The architect for banks is considering various future scenarios in the real estate strategy, which allow cooperation and various developments. In this way, the property can be managed sustainably and economically.

New work for employees

In order to bring employees back to the office, it is important to create a work environment that increases well-being in the premises and has very clear advantages over working from home. For the Headquarters of Kreissparkasse Schlüchtern For example, bkp's architects and interior designers developed a concept that could incorporate the thoughts and needs of employees. A mix of open workplaces, retreat areas, team meeting rooms and informal coffee points now ensures that everyone finds the right place for their current needs. Be it for concentrated work or for inspiring exchanges with colleagues. This”activity-based working“makes work easier, ensures maximum self-determination and makes working in the office more attractive again.

Flexibler Eventraum mit blau-weißem Schachbrettboden, modernen Designstühlen und hellem Holzdekor, ausgestattet mit Industrial-Style Deckeninstallation für multifunktionale Bankveranstaltungen
Moderner Bankbereich mit mintgrüner Wandgestaltung, designten Lounge-Sesseln auf rundem Teppich und orangefarbener Wartezone, kombiniert mit Holzvertäfelung und digitaler Informationswand für zeitgemäße Kundenberatung

Bank architecture in a new building

Modernes Sparkassengebäude mit transparenter Glasfassade und markanter Giebeldacharchitektur, eingebettet in begrünte Außenanlage mit beleuchteten Fensterfronten und einladendem Eingangsbereich für urbanes Banking

Sustainability of bank buildings

In the modern banking world, new buildings offer the opportunity to integrate the latest design concepts and technologies from the ground up. Sustainability is also a central aspect of this. Banks around the world are increasingly using environmentally friendly materials and sustainable building materials to minimize their environmental footprint. This also reflects the values of many financial institutions. The integration of energy-saving technologies is an essential aspect of both assuming ecological responsibility and in the long term to reduce operating costs. Innovative solutions such as renewable energy sources and intelligent building control systems also help to anchor the concept of sustainability in banking architecture and make it fit for the future. The architect for banks always has requirements, opportunities and funding in mind.

Moderner Bankbereich mit hellem Holzinterieur, eingebauten Wandregalen und digitalen Beratungsnischen, ergänzt durch mobilen Obststand und grünen Servicecounter für kundenfreundliches Banking-Ambiente

Customer-focused design

The architecture of a bank is often the first thing that customers and stakeholders notice. It makes a powerful visual statement. A well-designed bank building can strengthen the brand image and promote customer trust. For this reason, particularly impressive buildings were erected for banks in the past: to symbolize security and stability. But today, at a time when accessibility and customer orientation are paramount, this perspective is changing.

Banking architecture now strives to be open and inviting without neglecting the aspects of security and trustworthiness. The use of glass facades, open spaces and friendly interior design creates an atmosphere of transparency and accessibility on the outside world. This is in line with today's banking philosophy, which promotes stronger customer loyalty and open communication. At the same time, individual consultation rooms provide areas of discretion and confidential discussions.

Challenges and opportunities in building renovation

Energy efficiency through conversion of bank buildings

Modernizing existing bank branches is often a necessity to keep pace with changing technological and environmental requirements. Energy-efficient solutions and sustainable equipment are key factors here. A detailed cost-benefit analysis is an important step during the bank architect's feasibility study in order to weigh up whether a renovation of the existing building is cost-effective and sensible. While initial investments can be high, energy efficiency, improved operating processes and flexible usage concepts often result in long-term savings and an attractive return. In the end, professionally renovated buildings are in no way inferior to a new one.

Bank architecture becomes space-efficient

Many existing bank buildings are oversized today. In particular, the large ticket halls are hardly needed anymore in today's banking world. The renovation of these buildings offers a significant opportunity to increase space efficiency. Intelligent redesign can make buildings not only look more inviting and lively, but also be economically beneficial. A reduction in operating costs and the ability to offer unused space for third-party rental are further positive aspects of this development. Overall, the renovation of existing bank buildings contributes to a more efficient and appealing use of urban space.

Moderner Coworking-Bereich mit geschwungenen, schwebebahnähnlichen Deckenbögen in Mintgrün und Holz, ausgestattet mit designten Arbeitsplätzen und eingebauten Wandnischen, verbindet Wuppertaler Industriekultur mit zeitgemäßer Bankarchitektur

Success factors for architectural projects in the banking sector

Offener Bankbereich mit geschwungenen Holzpaneelen, integrierten LED-Leuchten und grünen Glaswänden, ergänzt durch graue Lounge-Sessel und Industrial-Style Decke für modernes Banking-Erlebnis
Moderne Sparkassenfiliale mit heller Klinkerfassade und bodentiefen Fenstern, eingebettet in urbane Platzgestaltung mit herbstlichen Bäumen und nachhaltiger Grünbepflanzung, schafft einladendes Banking-Ambiente für digitale Generation

Cooperation with an experienced architect for banks


There are several factors decisive for the success of architecture projects in the financial sector. A key component is working with experienced architects who not only have expertise in design and construction but also understand the specific needs of banking. They can help you find a balance between aesthetics, functionality, discretion and sustainability. At bkp, we have been managing financial institution projects for over 25 years and bring in-depth knowledge to a strategically oriented banking planning with.

Banks should see architecture projects not just as short-term investments, but as long-term assets that influence image, brand and business success. Foresighted planning helps to anticipate future developments in technology and customer behavior and to adapt buildings accordingly.

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banking planning

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